the Uniting Church (N S W) Trust Association Limited

This licence authorises the licensee to carry on a financial services business to:

provide general financial product advice to retail and wholesale clients for the following classes of financial products:

deposit and payment products limited to:

non-cash payment products;

securities; and

provide general financial product advice to wholesale clients for the following classes of financial products:

interests in managed investment schemes limited to:

own managed investment scheme only; and

deal in a financial product by:

issuing, applying for, acquiring, varying or disposing of a financial product to retail and wholesale clients in respect of the following classes of financial products:

deposit and payment products limited to:

non-cash payment products;

securities; and

issuing, applying for, acquiring, varying or disposing of a financial product to wholesale clients in respect of the following classes of financial products:

interests in managed investment schemes limited to:

own managed investment scheme only; and

applying for, acquiring, varying or disposing of a financial product on behalf of another person to retail and wholesale clients in respect of the following classes of products:

deposit and payment products including:

non-cash payment products;

securities; and

applying for, acquiring, varying or disposing of a financial product on behalf of another person to wholesale clients in respect of the following classes of products:

deposit and payment products including:

basic deposit products;

deposit products other than basic deposit products; and

debentures, stocks or bonds issued or proposed to be issued by a government;

interests in managed investment schemes excluding investor directed portfolio services; and

provide the following custodial or depository services to retail and wholesale clients:

operate custodial or depository services other than investor directed portfolio services;