Perpetual Investment Management Limited

This licence authorises the licensee to carry on a financial services business to:

provide general financial product advice for the following classes of financial products:

deposit and payment products limited to:

basic deposit products;

deposit products other than basic deposit products;

derivatives;

foreign exchange contracts;

debentures, stocks or bonds issued or proposed to be issued by a government;

interests in managed investment schemes excluding investor directed portfolio services;

interests in managed investment schemes limited to:

MDA services;

securities; and

superannuation;

deal in a financial product by:

issuing, applying for, acquiring, varying or disposing of a financial product in respect of the following classes of financial products:

derivatives;

foreign exchange contracts;

interests in managed investment schemes limited to:

own managed investment scheme only;

MDA services;

securities; and

superannuation;

applying for, acquiring, varying or disposing of a financial product on behalf of another person in respect of the following classes of products:

deposit and payment products limited to:

basic deposit products;

deposit products other than basic deposit products;

derivatives;

foreign exchange contracts;

debentures, stocks or bonds issued or proposed to be issued by a government;

interests in managed investment schemes excluding investor directed portfolio services;

securities; and

superannuation; and

underwriting:

interests in managed investment schemes; and

an issue of securities;

operate the following kinds of registered managed investment schemes (including the holding of any incidental property) in its capacity as responsible entity:

schemes which only hold the following types of property:

derivatives;

financial assets; and

mortgages;

provide the following custodial or depository services:

operate custodial or depository services other than investor directed portfolio services; and

provide a claims handling and settling service limited to:

the person assists another person to make a claim under an insurance product;

the person makes a recommendation, or states an opinion, in the following circumstances:

the recommendation, or statement of opinion, is made in response to an inquiry by or on behalf of another person about an existing or a potential claim by the other person under an insurance product; and

the recommendation, or statement of opinion, could reasonably be expected to influence a decision whether to continue with the existing claim or to make the potential claim; and

the person represents a person insured under an insurance product in pursuing a claim under the product;

to retail and wholesale clients.