Sj Loans Pty Ltd

This licence authorises the licensee (either on the licensee's own behalf or on behalf of another person) to:

Engage in the credit activity of providing credit services limited only to acting as an intermediary, in the course of, as part of, or incidentally to, a business carried on in this jurisdiction, where the licensee:

acts as an intermediary (whether directly or indirectly) between a credit provider and a consumer wholly or partly for the purposes of securing a provision of credit under a credit contract for the consumer with the credit provider; or

acts as an intermediary (whether directly or indirectly) between a lessor and a consumer wholly or partly for the purposes of securing a consumer lease for the consumer with the lessor.

Engage in credit activities as a credit provider by:

carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or

being a credit provider under a credit contract; and/or

performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or

providing credit assistance to a consumer which relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or

being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or

performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage which secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or

being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or

performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee which guarantees obligations under a credit contract under which the licensee is the credit provider; and/or

carrying on a business of providing consumer leases; and/or

being a lessor under a consumer lease; and/or

providing credit assistance to a consumer in relation to a consumer lease or proposed consumer lease for which the licensee is the lessor; and/or

performing the obligations or exercising the rights of a lessor in relation to the consumer lease as the lessor