R & M Insurance Brokers Pty Ltd

This licence authorises the licensee to carry on a financial services business to:

provide financial product advice for the following classes of financial products:

general insurance products;

deal in a financial product by:

issuing, applying for, acquiring, varying or disposing of a financial product in respect of the following classes of financial products:

general insurance products; and

applying for, acquiring, varying or disposing of a financial product on behalf of another person in respect of the following classes of products:

general insurance products; and

provide a claims handling and settling service limited to:

the person assesses whether an insurer has a liability under an insurance product, or provides assistance in relation to such an assessment;

the person makes a recommendation, or states an opinion, in the following circumstances:

the recommendation, or statement of opinion, is made in response to an inquiry by or on behalf of another person about an existing or a potential claim by the other person under an insurance product; and

the recommendation, or statement of opinion, could reasonably be expected to influence a decision whether to continue with the existing claim or to make the potential claim;

the person offers to settle all or part of a claim under an insurance product; and

the person quantifies the extent of the insurer's liability to another person under an insurance product, or provides assistance in relation to the quantification of the extent of such a liability;

to retail and wholesale clients.